| When you become
a member
of the credit union a savings account is opened in your name. An initial deposit of $25, a $5 membership fee and a $5 US Patriot Act fee is required. All members must maintain a $25 balance
in their savings account to remain a member, and demonstrate regular
activity in their account to keep it open.
Other features of
Regular Savings include:
-
A competitive dividend rate paid monthly on the average daily
balance in your savings account. Click
here for current rate
information.
- Withdrawals:
Members may make up to six savings withdrawals per quarter free
of charge. After six withdrawals in one quarter a charge per
excessive withdrawal is applied.
- Online access
to your account.
-
Quarterly statements by mail.
- Payroll
deduction: You may have deposits to your savings account deducted
directly from your paycheck.
- If
you have any other questions about regular savings accounts at
Gwinnett Federal, contact us.
- Direct deposit/payroll deduction
Holiday, Vacation & Christmas Club Accounts
- These are “special” savings accounts. For your convenience, funds in your Christmas club account will automatically transfer to one of your other accounts at the end of October.
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