Gwinnett Federal Credit Union
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     *Annual Percentage Yield is accurate as of February 29, 2008. This is a variable rate account. Rates may change at any time without notice. Fees could reduce earnings on the account.
Product

Dividend Rate

APY*

SHARES
 Tier I $100.01 - 2000.00 0.999 1.00
 Tier II $2,000.01 - 10,000.00 1.242 1.25
 Tier III $10,000.01 & Over 1.489 1.50
PREMIUM DRAFT
 Up to $5,000.00 0.74 0.75
 Over $5,000.01 0.999 1.00
MONEY MARKET
 Tier I $0 - 9,999.99 1.489 1.50
 Tier II $10,000.00 - 24,999.99 1.74 1.75
 Tier III $25,000.00 & Over 1.981 2.00
NON PROFIT
Over $5,000.01 1.242 1.25
CLUBS
 IRA 1.489 1.50
 Christmas 0.999 1.00
 Vacation 0.999 1.00
 Other 0.999 1.00
 Student 0.999 1.00

    **Annual Percentage Yield is accurate as of April 5, 2008. These rates may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
SHARE CERTIFICATES $1,000 AND UP
  Dividend Rate APY**
 6 months 2.72 2.75
 1 year 2.96 3.00
 2 year 3.15 3.20
 3 year 3.25 3.30
 4 year 3.35 3.40
 5 year 3.45 3.50
ADVANTAGE IRA SHARE CERTIFICATES $1,000 AND UP
 

Dividend Rate

APY**

 5 year

3.93

4.00

FREEDOM SHARE CERTIFICATES $2,500 AND UP
 

Dividend Rate

APY**

 1 year

2.72

2.75

All accounts are subject to the applicable terms and conditions set forth in the Understanding Your Share Accounts brochure, including but not limited to Terms and Conditions, Funds Availability, Truth-in-Savings, and Electronic Funds Transfer. To establish membership, fill out our Request More Info form and request a Membership Application. Then complete and send it to us along with your opening deposit by mail or drop it off at your nearest GFCU branch. If you have questions call us at 770-963-5679, or send us an e-mail. Gwinnett FCU also has consumer loans and mortgages not listed here.
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