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| *Annual
Percentage Yield is accurate as of August 19, 2011. This is a variable
rate account. Rates may change at any time without notice. Fees
could reduce earnings on the account. |
| Product |
Dividend
Rate |
APY*
|
| SHARES |
| Tier
I $100.01 - 2000.00 |
0.20 |
0.20 |
| Tier
II $2,000.01 - 10,000.00 |
0.25 |
0.25 |
| Tier
III $10,000.01 & Over |
0.40 |
0.40 |
| PREMIUM
DRAFT |
| Up
to $5,000.00 |
0.10 |
0.10 |
| Over
$5,000.01 |
0.20 |
0.20 |
| MONEY
MARKET |
| Tier
I $0 - 9,999.99 |
0.15 |
0.15 |
| Tier
II $10,000.00 - 24,999.99 |
0.25 |
0.25 |
| Tier
III $25,000.00 & Over |
0.40 |
0.40 |
| BUSINESS ADVANTAGE/BUSINESS SELECT |
| Over
$5,000.01 |
0.20 |
0.20 |
| CLUBS |
| IRA |
0.40 |
0.40 |
| Christmas |
0.20 |
0.20 |
| Vacation |
0.20 |
0.20 |
| Other |
0.20 |
0.20 |
| Student |
0.40 |
0.40 |
|
| **Annual
Percentage Yield is accurate as of August 16, 2011. These rates
may change at any time without prior notice. After your certificate
is opened, the dividend rate is fixed for the term. A penalty
is imposed for early withdrawal. Fees could reduce earnings
on the account. |
| SHARE
CERTIFICATES $1,000 AND UP |
| |
Dividend
Rate |
APY** |
| 6
months |
0.40 |
0.40 |
| 1
year |
0.65 |
0.65 |
| 2
year |
0.85 |
0.85 |
| 3
year |
1.24 |
1.25 |
| 4
year |
1.49 |
1.50 |
| 5
year |
1.74 |
1.75 |
| ADVANTAGE IRA SHARE CERTIFICATES $1,000 AND UP |
| |
Dividend Rate |
APY** |
5 year |
1.98 |
2.00 |
| FREEDOM SHARE CERTIFICATES $2,500 AND UP |
| |
Dividend Rate |
APY** |
1 year |
0.50 |
0.50 |
| LOYALTY $10,000 AND UP PLUS 15 YEAR CREDIT UNION MEMBERSHIP |
| |
Dividend Rate |
APY** |
| 1 year loyalty |
0.80 |
0.80 |
2 year loyalty |
1.00 |
1.00 |
3 year loyalty |
1.44 |
1.45 |
4 year loyalty |
1.69 |
1.70 |
5 year loyalty |
1.98 |
2.00 |
|
All accounts are subject to the applicable terms and conditions
set forth in the Understanding Your Share Accounts brochure,
including but not limited to Terms and Conditions, Funds Availability,
Truth-in-Savings, and Electronic Funds Transfer. To establish
membership, fill out our Request More Info form and request
a Membership Application. Then complete and send it to us along
with your opening deposit by mail or drop it off at your nearest
GFCU branch. If you have questions call us at 770-963-5679,
or send us an e-mail.
Gwinnett FCU also has consumer loans and mortgages not listed
here. |