Gwinnett Federal Credit Union
Effective November 2005

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

MEMBERSHIP FEE (one time fee) $5.00
CHECKING
BASIC FREE
PREMIUM - MINIMUM BALANCE BELOW $1,000 $5.00
NSF FEE $25.00
STOP PAYMENT $25.00
     RETURN DEPOSITED ITEM PERSONAL ACCOUNT $5.00
     RETURN DEPOSITED ITEM PERSONAL ACCOUNTS
       (check is drawn on member's account at another financial institution)
$25.00
ATM/DEBIT CARDS (per transaction)  
     GFCU ATM

FREE

     OTHER ATMs: monthly 4 - FREE
     EACH ADD'L TRANSACTION $1.00
     POINT OF SALE FREE
REPLACEMENT CARD $5.00
BALANCE INQUIRY $0.50
BUSINESS CHECKING  
     MONTHLY FEE

$10.00

     RETURN DEPOSITED ITEM PERSONAL ACCOUNT $5.00
     RETURN DEPOSITED ITEM PERSONAL ACCOUNTS
       (check is drawn on member's account at another financial institution)
$25.00
CHECK PRINTING PRICES VARY
SAVINGS  
SAVINGS EXCESSIVE WITHDRAWAL
per transaction (over 6 withdrawals per quarter)
$4.00
AUTOMATIC OVERDRAFT TRANSFER FEE $4.00
DORMANT/INACTIVE FEE PER MONTH $5.00
MINIMUM BALANCE BELOW $25 PER MONTH $5.00
MONEY MARKET
EXCESSIVE WITHDRAWLS - each occurance
(over total of 6 withdrawals or transfers per month - limit of 3 withdrawals by check)
MINIMUM DAILY BALANCE BELOW $2,500.00 $10.00
     NSF or STOP PAYMENT $25.00
     RETURN DEPOSITED ITEM PERSONAL ACCOUNT $5.00
     RETURN DEPOSITED ITEM PERSONAL ACCOUNT
     (check is drawn on member's account at another financial institution)
$25.00
MISCELLANEOUS  
CASHIER'S CHECKS $5.00
TRAVELER's CHECKS (per hundred)
     SINGLE SIGNATURE $0.50
     DUAL SIGNATURE $1.00
GIFT CHECKS (each) $2.00
COPY OF STATEMENT $5.00
COPY OF CHECK
  • ARCHIVED (over 12 mo. old) Up to 3 items. Over 3 See Account Research
$2.00
$5.00
ACCOUNT HISTORY
$2.00
ACCOUNT RESEARCH
(per hour) ($15.00 minimum)
$25.00
WIRE TRANSFER – DOMESTIC $20.00
INCOMING WIRE $4.00
OUTGOING FOREIGN WIRE $35.00 minimum
SAFE DEPOSIT BOX $25 - $100
SKIP-A-PAYMENT $25.00
CREDIT UNION SHARED SERVICE CENTERS (per transaction) $2.00
BILL PAY/BILL PAY PLUS (debited from checking)
  • FREE WITH ESTATEMENTS
$3.95/5.95 (monthly)
INTERNATIONAL TRANSACTION FEE 1% of transaction amount
COIN HANDLING 4% of amount
CLOSED SAVINGS ACCOUNT (within one year of opening) $10.00
FAXING MISC. DOCUMENTS $5.00
LOAN SUBORDINATION DOCUMENTS (simple/if created) $10.00/$25.00

- SUBJECT TO CHANGE -
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© 2001 Gwinnett Federal Credit Union.
All rights reserved.
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