Gwinnett Federal Credit Union
Effective October 1, 2011

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

MEMBERSHIP FEE (one-time fee) $5.00
USA PATRIOT ACT RECOVERY FEE (one-time new member fee) $5.00
CHECKING
BASIC FREE
FRESH START - monthly $5.00
PREMIUM - MINIMUM BALANCE BELOW $1,000 $5.00
ATM/DEBIT CARDS (per transaction)  
     Gwinnett Federal ATM

FREE

     OTHER ATMs: monthly 4 - FREE
     EACH ADD'L TRANSACTION $1.00
     POINT OF SALE FREE
REPLACEMENT CARD $5.00
BALANCE INQUIRY $0.50
BUSINESS CHECKING  
     MONTHLY FEE - Business Advantage

$10.00

CHECK PRINTING PRICES VARY
SAVINGS  
SAVINGS EXCESSIVE WITHDRAWAL
per transaction (over 6 withdrawals per quarter)
$5.00
AUTOMATIC OVERDRAFT TRANSFER FEE $5.00
DORMANT/INACTIVE FEE PER MONTH $5.00
MINIMUM BALANCE BELOW $25 PER MONTH $5.00
MONEY MARKET
MINIMUM DAILY BALANCE BELOW $2,500.00 $10.00
MISCELLANEOUS  
VISA® GIFT CARD $4.00
CASHIER'S CHECKS $5.00
COPY OF STATEMENT $5.00
COPY OF CHECK
  • ARCHIVED (over 12 mo. old) Up to 3 items. Over 3 See Account Research
$2.00
$5.00
ACCOUNT HISTORY
$2.00
ACCOUNT RESEARCH
(per hour) ($15.00 minimum)
$25.00
OUTGOING DOMESTIC WIRE $25.00
INCOMING WIRE $5.00
OUTGOING FOREIGN WIRE $35.00 minimum
OVERDRAFT - NSF (insufficient funds) $29.00
OVERDRAFT - COURTESY PAY $29.00
     RETURN DEPOSITED ITEM PERSONAL ACCOUNT

$10.00

     RETURN DEPOSITED ITEM PERSONAL ACCOUNT
    (check is drawn on member's account at another financial institution)

$29.00

STOP PAYMENT $29.00
STOP PAYMENT ON CASHIER'S CHECK $29.00
SAFE DEPOSIT BOX $25 - $100
SKIP-A-PAYMENT $25.00
CREDIT UNION SHARED SERVICE CENTERS (per transaction) $2.00
BILL PAY/BILL PAY PLUS (debited from checking)
  • FREE WITH ESTATEMENTS
$3.95/5.95 (monthly)
INTERNATIONAL TRANSACTION FEE - DEBIT CARD
  • SINGLE-CURRENCY TRANSACTION
  • MULTI-CURRENCY TRANSACTION
.8% of amount
1% of amount
COIN HANDLING 4% of amount
CLOSED SAVINGS ACCOUNT (within one year of opening) $10.00
FAXING MISC. DOCUMENTS $5.00
LOAN SUBORDINATION DOCUMENTS (simple/if created) $10.00/$25.00
COLLECTION ITEM FOREIGN $25.00
COLLECTION ITEM DOMESTIC $15.00
GARNISHMENT/LEVY/JUDGEMENT HANDLING $25.00
VERIFICATION OF DEPOSIT $10.00
RETURNED MAIL $5.00

- SUBJECT TO CHANGE -
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All rights reserved.
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