Got the banking blues?  Gwinnett Federal’s NO FEE debit cards can help!
Is your current financial institution going to start charging you a monthly fee for your debit card usage? Then maybe it's time to find a smart place to bank. Whether you make 9 swipes or 99 swipes with your debit card, Gwinnett Federal doesn’t charge you a monthly fee to use your debit card. In addition to our no fee debit cards, we offer free checking with no minimum balance or per-check charges.  Learn more below.

Free monthly debit card usage...just another reason why Gwinnett Federal is a smart place to bank. 

Premium Checking provides dividend earnings on your balances, no per-check charges and no monthly fees with a daily balance of $1,000.

These checking features apply to Basic Checking and Premium Checking:

• Earn ScoreCard™ REWARDS with your Visa® Check (debit) Card
• All ATM deposits and withdrawals at Gwinnett Federal machines are FREE*. You may make four FREE transactions per month at other ATM machines that are within the CU24®/CU Here, CIRRUS® and ACCEL/EXCHANGE® networks. Gwinnett Federal charges $1.00 for each additional ATM transaction in excess of four at other machines.  Please be reminded that ATMs owned by some entities may impose a surcharge. *Balance inquires $.50 each.
• Account access through MemberLine, our 24-hour telephone teller system
• Pre-authorized automatic drafts (no charge)
• Overdraft protection with savings or
• Overdraft line-of-credit available with credit approval
• Consolidated monthly statements
• Direct deposit

eXtreme Checking for young adults ages 14 - 21.

• Open an eXtreme checking account or switch to eXtreme from regular checking receive a $5 Starbucks card.
• Sign up for low balance alerts - you just need a valid email address
• No minimum balance requirement
• No monthly service charge
• Earn ScoreCard™ REWARDS with your Visa® Check (debit) Card
• FREE first order of 50 checks

And, eXtreme checking teens have online access to the teen financial network, CU Succeed®. Note: Young adults under the age of 18 must have a parent or guardian as a joint owner on their checking account.

Fresh Start Checking is for members who normally would be unable to open a checking account.

• A debit card is available with this account
• A small monthly fee applies. When the account has been open for 12 consecutive months, the member may request to have their account changed to a Basic checking or Premium checking.

Please see our Fee Statement for any applicable fees, or contact us for more information about our checking accounts.

Checking Account Management

Through this online self-study course you will learn all of the components of wise checking account management. Click here and choose “Checking Account Management”.