Chartered in 1961, Gwinnett Federal Credit Union is a not-for-profit financial cooperative owned by its members and operated with the purpose of promoting thrift through convenient, competitive savings opportunities and providing low-cost loans to members.

Credit unions are committed to service and have been since their beginning in 1852. The credit union concept is a simple one: People working together and pooling their savings can create a valuable credit resource not otherwise available to them.

These guiding principles of the early credit union movement are still alive today. Credit unions may look like banks in many ways, but their primary purpose hasn't changed since 1852...service to members. Service is found in the form of lower loan rates, higher savings rates, and lower fees on other products. It is what makes credit unions different and sets them apart from other financial institutions. It is what makes a member more than just a customer. It is people helping people.